Residential bridging loans.
Fast, flexible funding for UK residential property investments.
What sets our residential bridging apart?
Fast-Moving Deals
Decisions in hours, funds in days.
If your client has a deadline, we will meet it.
Flexible Terms
Tailored loans that meet your clients needs.
We make deals work, with no tick-box approach.
Reliable Decisions
Decision makers looking at every deal means you get a clear yes or no, at terms we will stick to.
Key product information.
Rate
From 0.85%
with terms based on the deal, not a tick-box formula.
LTV
Up to 75%
based on the property, borrower and exit strategy.
Term
3-24 months
with options for serviced & retained interest.
Loan Size
£100K – £20m
for residential investments throughout the UK.
Arrangement Fee
From 1%
with no padding and no surprises.
Ideal scenarios.
- Residential investment purchases with tight deadlines
- Capital raising on unencumbered or low-geared assets
- Landlords expanding or refinancing portfolios
- Non-standard properties or borrower profiles
- Developer exit loans to give time to sell, let or finish projects
- Urgent refinance of an existing loan
Available for.
- Buy-to-let investments
- HMOs
- MUFBs
- Properties in England, Wales & Scotland
- First-time investors
- Foreign nationals
Real deals, real results.
See how we tailor lending to complex property deals. Fast, flexible, and delivering for clients.
Residential bridging FAQs.
We pride ourselves on fast residential bridging loan completions. Typically, we issue terms in hours, and funds can be released within days, helping your clients meet tight deadlines across the UK.
Yes. We provide bridging loans for first-time property investors, making it easier for new buyers to access short-term funding without unnecessary hurdles. As long as the property is in the UK, we can provide funding.
We lend on a wide range of residential properties, including buy-to-lets, HMOs, and multi-unit freehold blocks (MUFBs). We will also consider residential bridging loans on non-traditional properties.
Absolutely. We specialise in bridging loans for auction properties in the UK, offering quick auction finance to ensure you can bid with confidence and meet auction deadlines. Visit our dedicated auction bridging loan page to learn more.
Yes, bridging loans on properties with planning permission in the UK are welcome, whether it is approved or pending. We support projects where planning gain is part of the value.
We do lend to foreign nationals, provided the property is within England, Wales, or Scotland and the deal meets our criteria.
Our maximum loan-to-value for residential bridging loans in the UK is typically up to 75%, based on the property, borrower, and exit strategy.
We offer bridging loans for adverse credit cases, assessing deals on their merits rather than just credit scores.
Need a quick decision? Send your case over.
We respond to enquiries quickly, often within hours. Or you can reach out to our team directly.
You’ll get a clear yes, no, or next step. If the asset stacks up, we’ll back it.