Commercial bridging loans.
Short-term commercial and semi-commercial finance, built around clear decisions and dependable timelines.
What sets our commercial bridging apart?
Fast-Moving Deals
Commercial transactions often have immovable deadlines. We make credit-backed decisions in hours and work to realistic timelines.
Flexible Terms
Every asset and borrower profile is different. Terms are shaped around the asset, borrower and exit, not forced into a template.
Reliable Decisions
Direct access to decision-makers means you get a clear yes or no. And if we say yes, we stand by the agreed terms through to completion.
Key product information.
Rate
From 0.99%
with pricing shaped by the deal’s strengths, not a tick-box formula.
LTV
Up to 70%
based on asset quality, borrower experience and exit strategy.
Term
3-24 months
with options for serviced & retained interest to fit with cash flow.
Loan Size
£100K – £20m
for commercial and semi-commercial properties across the UK.
Arrangement Fee
From 1%
with transparency from day one and no hidden extras.
Ideal scenarios.
- Purchasing commercial premises under time pressure
- Capital raising on unencumbered or low-geared assets
- Refinancing commercial or semi-commercial investment portfolios
- Acquiring non-standard or partially let commercial properties
- Developer exit loans for commercial or semi-commercial schemes
- Urgent refinancing to replace an existing lender
Available for.
- Industrial and logistics
- Care homes
- Semi-commercial properties
- Offices
- Retail units
- Properties in England, Wales & Scotland
Real deals, real results.
From single units and multi-let sites to semi-commercial properties, see how we support complex commercial deals with clear decisions and delivery against agreed timelines.
Commercial bridging FAQs.
Once a full enquiry is submitted, decisions are typically issued within hours.
Completion timelines depend on the asset and structure, but funds can be delivered within days where urgency is required.
We lend on various commercial property types, including warehouses, offices, retail units and semi-commercial buildings across the UK.
Yes. Bridging loans for vacant commercial properties are considered where the asset and exit strategy are clear.
Yes. We provide semi-commercial bridging loans, for properties combining commercial and residential elements.
Yes. Short-lease commercial assets are assessed on a case-by-case basis, with a focus on exit strategy and underlying value.
The maximum LTV is typically up to 70%, depending on the asset type, borrower profile and exit strategy.
Yes. Commercial bridging loans can be used to support portfolio refinancing or restructuring across a wide range of UK investment scenarios.
Need a quick decision? Send your case over.
We respond to commercial enquiries quickly, often within hours. You can also speak directly with our team if it helps to move things forward.
You’ll get a clear yes, no, or next step. If the asset stacks up, we’ll back it.