Oldham development exit: £1.6m bridging loan for a 14-house scheme in 5 days.
Client situation. An experienced developer had built out a scheme of 14 three-storey terraced houses in Oldham, 11 of them 6-bedroom and 3 of them 8-bedroom. The houses were up, but the site was not finished. The development facility behind the scheme was running down, leaving the developer with two things to fund at once, […]
Birmingham bridging refinance: £180k loan across two charges to clear a receivership.
Client situation. A broker introduced an experienced landlord with a 9-property portfolio who needed to refinance away from their existing lender. That lender had appointed a receiver against one of the borrower’s properties, so the refinance had to clear the incumbent facility and remove the receivership pressure. The borrower’s credit profile was the complication most […]
Fast bridging loan in Hackney: £220k capital raise in 8 days.
Client situation. A broker came to us with a client who needed to raise capital against a 2-bedroom apartment. The property was unencumbered, and the client was looking to raise capital for family estate planning. Speed was crucial because the client needed absolute certainty that funding would be available when required. Our solution. Working closely […]
£680k multi-property refinance in Gerrards Cross completed in 11 days.
Client situation. A broker introduced a client with two flats who needed to refinance an existing loan while raising additional capital for business purposes. Both properties were being marketed for sale after obtaining vacant possession, creating a time-sensitive situation that required a flexible lender. The existing loan terms were coming due, so the client needed […]
£2m bridging loan in St John’s Wood for international investor.
Client situation. A broker introduced us to a foreign national borrower with two unencumbered flats in St John’s Wood who needed to quickly raise capital to take advantage of a business opportunity. Any bridging with an international client requires extra due diligence and documentation, and many lenders struggle with quick completions for international clients due […]
New build bridging loan in Loughborough: £552k completed in 6 days.
Client situation. A client was introduced to us in need of a straightforward but time-sensitive bridging loan. They needed funds for the purchase of a newly built 6-bedroom detached house. Despite the apparently simple structure, the client needed absolute certainty of completion within a tight timeframe. New build purchases often come with their own complications. […]
Birmingham bridging loan: £270k refinance in 5 days.
Client situation. A broker approached us on behalf of a client who was looking for a quick refinance of an existing private loan secured against a 4-bedroom detached house. The client’s goal was to transition to a traditional mortgage, but they did not have time to obtain this, making this an ideal situation for bridging […]
£2.67m portfolio refinance in North-West London: multi-property bridging loan.
Client situation. An experienced property investor with four diverse properties needed to consolidate existing loans from multiple lenders. The portfolio they were looking to refinance included a 1-bedroom flat, a 4-bedroom flat, a 2-bedroom semi-detached house, and a 5-bedroom terrace. With multiple lending arrangements becoming unwieldy, with different payment dates and varying terms, the client […]
£2.36m business capital raising in Surbiton: Bridging loan on freehold houses.
Client situation. We were introduced to a client who needed a loan against two unencumbered freehold houses, with one being used for business purposes, who needed substantial equity release for business expansion. The client needed a lender who understood the characteristics of the properties rather than their current use, and the brokers who introduced the […]
£3m bridging loan in Belgravia: prime London portfolio refinance.
Client situation. A broker introduced to a client who needed to refinance existing loans on two terrace townhouses in prime Belgravia. The very experienced investor needed a lender who could appreciate the quality of the central London portfolio and structure terms accordingly. While many lenders see prime central London deals as attractive, they require a […]