Bridging loan calculator.
Illustrative bridging loan calculations to support early deal assessment.
Loan Information.
Loan Summary.
Property Value: £1,000,000
Loan Amount: £500,000
LTV: 50%
Loan Term: 12 months
Interest Rate: 0.85% per month
Interest Type: Serviced
Arrangement Fee: 1%
Loan Finance.
Gross Loan Amount: £500,000
Retained Interest: -
Arrangement Fee: £5,000
Net Loan Amount: £444,000
Monthly Serviced Interest: -
For illustrative purposes only. All loan terms are subject to credit approval following submission of a loan enquiry.
Bridging loan calculator FAQs.
Lakeshield offer loans of up to £20m.
Use our bridging loan calculator to review illustrative loan amounts based on property value, loan amount, and loan term.
Final lending decisions and terms are subject to Lakeshield’s credit approval following submission of an enquiry.
A bridging loan is a short-term finance solution, often used for property investment purchases, refurbishments, or auction transactions. Interest is charged monthly, with loan repaid at the end of the term.
Bridging loans can be used for residential and commercial property investments, including refurbishment or auction purchases.
Eligibility, loan structure and LTV will vary depending on the property, borrower and exit strategy.
LTV is calculated by dividing the loan amount by the property’s value, then displaying as a percentage.
The calculator provides an indicative LTV to support early assessment. Final LTV is confirmed during underwriting.
Lakeshield offers a fast decision process.
Once a full enquiry is submitted, terms are typically issued within hours.
Where urgency is required, funds can be delivered within days, subject to credit approval and completion requirements.
The calculator includes Lakeshield’s arrangement fee for illustration. Additional costs may include broker fees, legal fees and third-party costs.
Final fees are confirmed as part of the agreed loan terms.
Bridging loans are primarily arranged through brokers. Anyone can use the calculator to review indicative figures before speaking to a broker.
We also accept direct enquiries, which may be introduced to a broker where appropriate.
No.
This calculator provides illustrative figures only and does not constitute a loan offer.
Final terms are confirmed by Lakeshield following a formal enquiry and full underwriting process.
Lakeshield offers bridging loans with flexible interest structures, each designed to suit different projects and loan terms:
Serviced interest: Paid monthly, giving borrowers predictable costs and easier cash flow management.
Retained interest: Added to the loan balance and repaid at the end of the term.
Part-serviced, part-retained: A combination of both methods, allowing borrowers to benefit from aspects of both.
Use the calculator to compare interest structures and understand how each affects total costs and monthly payments.
Next steps.
Ready to move forward with a deal? Submit your enquiry after checking terms and loan amounts with our calculator.
The calculator is designed to support early conversations. For credit-backed terms and confirmed timelines, submit an enquiry and speak directly with our team.