Auction bridging finance.
Short-term funding to meet property auction deadlines with certainty.
What sets our auction bridging apart?
Fast-Moving Deals
Auction purchases have immovable deadlines. We make credit-backed decisions in hours and meet completion timelines.
Flexible Terms
Every asset and borrower profile is different. Terms are shaped around the details, not forced into a template.
Reliable Decisions
If we say yes, we'll stand by it at the rates we issue on day one. No last-minute rate changes. No pulled offers.
Key product information.
Rate
From 0.85%
with pricing based on property, borrower profile, and timeline.
LTV
Up to 75%
based on asset quality, borrower experience, and exit strategy.
Term
3-24 months
with options for serviced or retained interest to give the client flexibility.
Loan Size
£100K – £20m
for auction purchases across the UK.
Arrangement Fee
From 1%
fixed upfront, with no surprises at completion.
Ideal scenarios.
- Auction purchases with a 28-day completion requirement
- Pre-auction purchases requiring rapid funding certainty
- Properties needing refurbishment before refinance or sale
- Non-standard properties or borrower profiles
- We can issue early views before bidding, helping clients bid with confidence
Available for.
- Residential investments
- Mixed-use properties
- Commercial assets
- Overseas/non-UK borrowers
- Properties in England, Wales & Scotland
Real deals, real results.
We’ve funded auction purchases in as little as 3 days, without cutting corners or changing terms mid-deal. See how we’ve helped clients meet completion deadlines with confidence.
Auction bridging FAQs.
Once a full enquiry is submitted, decisions are typically issued within hours.
Funds are delivered in line with the auction completion deadline, subject to the asset and structure.
Yes. A clear exit strategy is essential to ensure a smooth completion and realistic funding structure.
Yes. We provide auction bridging loans for first-time investors, assessed on the strength of the deal and exit rather than experience alone.
Yes. We regularly lend on auction properties requiring refurbishment or repair. Funding can be structured to support both purchase and works where appropriate.
Yes. We can provide early feedback and indicative terms to support confident bidding at auction.
The maximum LTV is typically up to 75%, dependent on the property, borrower profile and exit strategy.
Yes. Combined auction purchase and refurbishment bridging loans can be structured under a single facility.
Need a quick decision? Send your case over.
We respond to auction finance enquiries quickly, often within hours.
You’ll get a clear yes, no, or next step. If the asset stacks up, we’ll back it.