Auction bridging finance.
Fast, certain funding to meet property auction deadlines.
What sets our auction bridging apart?
Fast-Moving Deals
Auction purchases have tight deadlines. We make decisions in hours and can release funds in days.
Flexible Terms
Every asset and borrower profile is different. We'll tailor terms to the deal, not force the deal into a template.
Reliable Decisions
If we say yes, we'll stand by it - no last-minute rate changes, no pulled offers.
Key product information.
Rate
From 0.85%
with pricing based on property, borrower profile, and timeline.
LTV
Up to 75%
based on asset quality, borrower experience, and exit strategy.
Term
3-24 months
with options for serviced & retained interest to give the client flexibility.
Loan Size
£100K – £20m
for auction purchases across the UK.
Arrangement Fee
From 1%
fixed upfront, with no surprises at completion.
Ideal scenarios.
- Auction purchases with a 28-day completion requirement
- Pre-auction purchases needing rapid funding
- Below-market value properties needing quick turnaround
- Properties requiring refurbishment before refinance or sale
- Non-standard properties or borrower profiles
Available for.
- Residential investments
- Mixed-use properties
- Commercial assets
- Properties in England, Wales & Scotland
- Experienced and first-time investors
Real deals, real results.
We’ve funded auction purchases in as little as 3 days, without cutting corners. See how we’ve helped clients secure properties and meet completion deadlines with confidence.
Auction bridging FAQs.
Our auction finance bridging loan completion times are designed to meet tight auction deadlines, with approvals often within hours and funds available within days.
Having an exit strategy planned for an auction finance loan in the UK is essential to ensure smooth completion.
Yes, we provide auction bridging loans for first-time investors, simplifying their path into property investment.
We lend on auction properties needing refurbishment, repair or renovation, supporting clients with combined purchase and refurbishment finance.
Yes, we offer pre-auction bridging loan approval to give brokers confidence in the funding process and borrowers confidence when bidding.
Our maximum LTV for auction bridging loans is 75%, dependent on asset and borrower circumstances.
Yes, combined auction purchase and refurbishment bridging loans are available to cover both costs.
Need a quick decision? Send your case over.
We respond to auction finance enquiries quickly, often within hours. You can also reach out to our team directly.
You’ll get a clear yes, no, or next step. If the asset stacks up, we’ll back it.