Bridging loan calculator.
Fast bridging loan calculations to guide your next deal.
Loan Information.
Loan Summary.
Property Value: £1,000,000
Loan Amount: £500,000
LTV: 50%
Loan Term: 12 months
Interest Rate: 0.85% per month
Interest Type: Serviced
Arrangement Fee: 1%
Loan Finance.
Gross Loan Amount: £500,000
Retained Interest: -
Arrangement Fee: £5,000
Net Loan Amount: £444,000
Monthly Serviced Interest: -
For illustrative purposes only. Loan terms are subject to credit approval when a loan enquiry is submitted.
Bridging loan calculator FAQs.
Lakeshield offer loans of up to £20m. Use our bridging loan calculator to get an illustrative loan amount based on property value, loan amount, and loan term. Actual lending is subject to Lakeshield’s approval on submission of an enquiry.
A bridging loan is a short-term finance solution, often used for property investment purchase, refurbishment, or auction properties. Interest is charged monthly, with repayment at the end of the term.
Bridging loans can be used for investments in residential or commercial properties, including those needing refurbishment or acquired at auction. Eligibility and LTV varies by property type.
LTV is calculated by dividing the loan amount by the property’s value. Our calculator provides an estimate to help gauge borrowing potential.
Lakeshield offers a fast-decision process. Once a full enquiry is submitted, terms are issued within hours. Funds can be delivered within days where urgency required.
Lakeshield’s arrangement fee is included in the calculator, but actual fees will also include a broker fee, and legal fees. The exact arrangement fee will depend on your loan agreement with Lakeshield.
Bridging loans are primarily arranged through brokers, but anyone can use our calculator to get indicative results before contacting a broker. We also accept direct applications.
No, this tool provides illustrative figures only. Final terms are confirmed by Lakeshield after a formal enquiry and underwriting process.
Lakeshield offers bridging loans with flexible interest structures, each designed to suit different projects and loan terms:
Serviced interest: Paid monthly, giving borrowers predictable costs and easier cash flow management.
Retained interest: Added to the loan balance and repaid at the end of the term.
Part-serviced, part-retained: A combination of both methods, allowing borrowers to benefit from aspects of both.
Use our bridging loan calculator to compare serviced and retained interest and see how each affects total costs and monthly payments.
Next steps.
Ready to move forward with a deal? Submit your enquiry after checking terms and loan amounts with our calculator.